Paypal Debit Card for Malaysians

by Gobala Krishnan on October 3, 2007

withdraw-money-from-paypal3

I was away for more than 3 weeks, and incredible things have happened. The best news is that if you’re from Malaysia or any other country without Paypal-supported banks, you can now withdraw your money via Paypal’s debit card.

Previously, the best way to do is was to get a US bank account, and withdraw your funds via the bank-issued debit card or via TT transfer. There have also been a lot of other “dodgy” alternatives that include anything from private debit cards and cash-for-Paypal trades.

This is indeed a good move by Paypal (finally), perhaps it’s because they realize they are not going to be the only ones competing for your online transactions.

If you have a debit card from local malaysian banks, for example AmBank or Southern Bank, you can use it too with your PayPal account. Actually any debit card that allows online purchase can be used, check with your bank first if their debit card meets that criteria.

If you’re from Malaysia and want to learn how to use PayPal, here’s the best place to get video tutorials: PayPal Malaysia



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{ 48 comments }

1 Cktan November 1, 2009 at 11:24 am

hi malcom ~ U r such a nice person, u doing good job to help clearing other ppl doubt about paypal~ really good to have u here~
however i have a noob question here~:P

When i wan to pay my supplier in oversea, he will charge me 3.9% + 0.9 usd ~

so , if i am using maybank debit card , will i be charge again 3.9% + RM2 for cross border transaction???

thx who ever can clear my doubt ~ thx

2 spawnkumar October 20, 2009 at 12:03 pm

Guys i got feedback from other blog about issue with MAYBANK VISA DEBITCARD.

http://www.malcolmwong.com/2009/07/12/link-or-add-maybank-visa-debit-card-to-your-paypal-account/comment-page-2/#comment-9331

http://www.malcolmwong.com/2008/03/24/maybank-rejects-paypal-funds-withdrawal-to-visa-debit-card/comment-page-4/#comment-9330

Im having same issue like others.I currently have to pay someone who already send me an invoice on paypal. i have sufficient ammount on maybank acc. but the message “Sorry, your payment won’t go through. To make it work, you’ll need to add money to your account and pay with your PayPal balance.” appear.

need help…..

3 spawnkumar October 20, 2009 at 12:05 am

alright thanks for your feedback, bro

4 MrCuz October 19, 2009 at 3:00 pm

@spawnkumar – you can purchase online without “adding funds” to your Paypal account. Everytime you make a purchase online, Paypal will charge your Maybank Visa debit.
So even if you do not have funds in your Paypal account, you can still make purchases using Paypal, provided that you have added your debit card to Paypal.
So answer to your questions:

Do i need insufficent balance in my paypal account to buy things?
> No, provided that you have added your debit card to Paypal

If it is how should i increase the fund in my paypal account so i can do payment ? Or is it directly get deducted from my debitcard account ?
It will be deducted directly from your debit card account.

5 spawnkumar October 19, 2009 at 5:43 am

i dont think can ADD FUND in my paypal as i received below msg…buyers if credit card its charges directly from account i think….
how about debit card ?

Add Funds is Not Available
——————————————————————————–
PayPal does not currently offer the ability to add funds from your bank account.
When you make a payment, PayPal charges the buyer’s credit card and instantly credits the seller’s PayPal account.
——————————————————————————–

6 spawnkumar October 19, 2009 at 5:24 am

Hi gobalakrishanan/MrCuz… i have questions here

ok last week i have applied maybank visa debit…
so i have done MSOS process in maybank2u then linked the card at paypal at last verified the card with 4digit codes i received from paypal to maybank2u.

18-Oct-2009 REV PREAUTH XXXXPAYPAL–*EXPUSE DATED 15/10/09 US$1.95 RM6.71
18-Oct-2009 SALE 0800PAYPAL–*EXPUSE DATED 15/10/09 US$1.95 RM6.60
15-Oct-2009 PREAUTH SALE XXXXPAYPAL–*EXPUSE DATED 15/10/09 US$1.95 RM6.71
15-Oct-2009 PREAUTH SALE PAYPAL DATED 15/10/09 US$1.00 RM1.02

so above was the “Debit card history” transaction that took part during the verification…
so in my paypal account i can see… PayPal balance: $1.95 USD

so now if i purchase any stuffs online and want to do payment via paypal…. how the transactions will be…
Do i need insufficent balance in my paypal account to buy things ?
If it is how should i increase the fund in my paypal account so i can do payment ?
Or is it directly get deducted from my debitcard account ?

Please explain to me the process of buy things and do payment via MAYBANK VISA DEBITCARD…..

7 MrCuz October 18, 2009 at 4:10 pm

Gobala.. agreed! lol.. :D

8 miktaz October 16, 2009 at 4:02 am

thank you everyone for d answers. it helped me a lot and im sooo new with this kind of matter. n sure MrCuz, i’ll check out your blog!

9 MrCuz October 9, 2009 at 8:54 pm

WoW! The post is 2 years old, and the comments keep coming in. Paypal definitely raises a lot of questions and offers little answer ;)

If you would like to use Maybankard Visa debit card to make payments with Paypal, or to withdraw from Paypal, please do checkout my blog. Step by step instructions provided ;)

10 Gobala Krishnan October 10, 2009 at 8:58 am

You can give step-by-step instructions or a one week seminar, i guess a lot of people will be asking the same question even then :)

11 jeremy October 9, 2009 at 2:59 am

If you don’t have debit card you still can use this E-Exchangers to withdrawing fund into your Malaysia’s bank account. http://www.EntelNova.com

12 rectro September 30, 2009 at 8:30 am

Hi,

Maybank debit card can withdrawn your money from paypal now. I’m happy i can withdrawn and now i have to terminate my PB debit card….thumb up dude..

13 miktaz September 14, 2009 at 6:06 am

please help me, can i use maybankard visa debit to make payment by using the US dollars? how the malaysian ringgit can change it into us dollars? do u have better suggestion if other bank can do that?

14 bakar September 11, 2009 at 9:04 pm

haris or Gobala teach me how to get verification paypal using rhb cash connect debit card?

15 rex September 11, 2009 at 6:35 pm

RHB bank has adopted 3D secure system since 29 june 2009….and now lots of transaction that doesnt support 3d secure will fail. I cant use Rhb bank debit card with paypal and other site such as blizzard world of warcraft game site doenst work anymore.. So sad….

16 haris July 7, 2009 at 6:45 am

i used rhb debit card to get paypal verification. it’s really work without any prob. but last june they decided not to allow any paypal transaction due to they need paypal to have 3D secure code for visa/mastercard.

bottom line, for a verification, it really works:)

17 cars May 24, 2009 at 6:44 pm

aisehman, i just register for public bank mastercard instead of the visa electron. i tried to verify the paypal account using the card but to my dissapointment, it can’t! i have rm25 inside but have not used the card b4. any suggestions? I think probably i should increase more money inside the card and try using it once? what you think?

18 Nicholas May 18, 2009 at 8:53 am

Hi! just wanted to ask a few questions regarding purchasing products online using a debit card such as EON Bank debit card, Public bank debit card, & etc. Do I need to have a bank account to any of this banks in order to use their debit card facility? Can this debit card be use to purchase Clickbanks products online directly without linking your Paypal account? Has anyone ever been rejected/denied? Thanks

19 Mohammad Raihan Mazumder April 16, 2009 at 5:56 am

I want to use PAYPAL debit card. How to get this card? and How i can use and How to withdraw money and deposit…??? I need information all details. Who can helping me about that…

+6 017 2299553
raihan_mazumder@yahoo.com

20 sya February 18, 2009 at 12:14 am

i do not creadit card to verify pay pal what should i do?

21 semie February 17, 2009 at 10:17 am

to verified my paypal akaun i use eonbank mastercard debit card..and is working but to withdrawn money i need to use visa debit card..so i go to alrajhi bank to make a debit card with visa logo on it but unfortunately i cant withdraw money from paypal via alrajhi bank visa debit card too…so now my option left is public visa debit card or maybank debit card..i dont know it is working or not until i tries it.

22 Shaffir December 30, 2008 at 7:04 am

Yup that a good new for all of us but as for Maybank account holder I do feel the pain as they dont provide the services yet?

OMG what’s happening to M2U always says big but yet so dispointed with services…. :(

23 Crystal December 11, 2008 at 6:34 am

I had the same problem where paypal is not accepting the maybank visa debit card so I called up maybank’s hotline to ask. It seems that maybank has yet to have online payment services for its visa debit card and it will only be implemented in Jan 2009. Hope this helps.

24 Dudewtf November 18, 2008 at 6:39 am

Why doesnt paypal accept maybank debit card yet?

25 marie October 20, 2008 at 1:32 pm

Hi people!
Anyone know if I could use the new ATM/Debit card from Maybank? It got Visa logo on it.
Thanks heaps!

26 Jeremy September 17, 2008 at 11:30 pm

debit card for adwords?
never try before.

27 Adil September 16, 2008 at 10:02 am

Hi

Can anyone advise me on whether i can use my al rajhi debit card for adwords? thank you in advance.

28 Jeremy September 5, 2008 at 5:55 am

add funds to paypal?
just let it deduct direct from your credit card

29 MrBlade August 28, 2008 at 2:40 pm

How to add funds to paypal?
need buy paypal form another member paypal?
can I add funds from debit card from malaysia bank?

thank

30 novice August 18, 2008 at 3:33 pm

I can’t add my al-rajhi visa debit card for withdrawal purpose, can anyone advise me?

31 Noor Ariffshah June 8, 2008 at 1:44 pm

I have a Ambank NEXG Mastercard Debitcard. With that debit card I can add fund to my paypal account, however I can’t use the card to withdraw. My advise is use the Public Bank Visa Debit Card for withdraw purpose.

32 Ern the Big Guy January 12, 2009 at 3:07 pm

Hi there, I find this statement interesting:

“I have a Ambank NEXG Mastercard Debitcard. With that debit card I can add fund to my paypal account …”

I too have an Ambank NEXG Mastercard debit card. What are the exact steps for me to do so? Do I do it from Ambank’s website or use the “add funds” feature from Paypal’s website? So far, my “add funds” feature in my Paypal account only has ONE option: Add funds from a U.S. bank account.

However, I’m having problems with my U.S. bank account, so I would prefer another method, e.g. adding funds to my Paypal account from a debit card. But how EXACTLY do I do that? Please help. Thanks.

33 Gobala Krishnan January 13, 2009 at 3:18 am

Hi Ern,

I think all you need to do, is make sure there is $$$ in your AmBank account. When you pay for something via Paypal it will automatically deduct from your account.

You don’t have to bring it over to Paypal before you make a payment.

34 butterflower May 28, 2008 at 8:01 am

if i’m not mistaken if you use credit card the amount will be knocked off your balance. so you won’t get the money but you will owe the bank less. i’m not sure about the charge though. if the withdrawal charge applies, you’ll want to withdraw one huge amount instead of multiple small amounts. one way to get the cash out is to use your credit card at the atm the way you withdraw from the card. like you have used $500 from your credit card, you withdraw $100 (plus withdraw charge) you get $95 knocked off your credit so you owe 405 to the bank and then you withdraw from the card $90 (don’t forget you will be charged to withdraw cash from credit card)

*rates are not accurate. i’m just giving an example on how the whole thing should logically work

35 Chez February 26, 2008 at 1:30 pm

Hi
I’m new to all this! Help!

Since PayPal now allows transfering funds to credit cards, how do we transfer that money from our credit card to our back account? Do we request the bank to ‘refund’ the excess amount in cheque back to us? Would they charge us for the service?

I do not have a debit card. Should I get a debit card at all or would a credit card be sufficient? If a debit card is more appropriate, which bank should I apply from? Gathering from all your posts, is Public Bank’s Electron card the best option? If I were to apply a savings account with Public Bank and open the online services, can I then transfer funds between the debit card and the savings account freely?

Chez

36 Jeremy November 11, 2007 at 2:46 pm

just like a lucky star for a malaysian with paypal acc.

37 kenshin November 7, 2007 at 1:00 pm

If you want to withdrawal the money from you Pay Pal account to your Credit Card then Pay Pal has made that possible in the following countries.

Argentina, Brazil, Bulgaria, Chile, Cyprus, Estonia, Gibraltar, Iceland, Indonesia, India, Israel, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malaysia, Malta, Philippines, Romania, San Marino, Slovakia, Slovenia, Turkey, UAE, and Uruguay.

Most of this countries have problem with the bank account so transferring the money to the Credit Cards comes as good news for them.

To withdraw funds from your PayPal account to a Credit, Debit, or Prepaid card, add a card with a Visa or MasterCard logo. Debit Cards are accepted only if they have a Visa or MasterCard logo

You can start your Pay Pal right away with $25 free that you will get when sign up on Widgetbucks


38 Vincent Chow November 2, 2007 at 6:33 pm

I was excited for a while, but no longer after reading the whole thing. Your title says “Paypal Debit Card for Malaysians”, and I thought PayPal is offering debit cards for Malaysians, but the fact is only they offer a withdrawing service. Mind editing the a little misleading title?

39 Steven Wong October 17, 2007 at 3:42 am

Hello Bala,

I have spent sometimes (in fact more than 3 hours) just complied the list from varies bloggers experiences on PayPal withdrawal.

The summary list will be able to help you and your readers know the big picture on which are the cards able to withdraw PayPal fund.

Please let me know if any updates you like to contribute and I hope you will be benefits it.

Check out the PayPal Announced The Official Guide on Debit Card Withdrawal Features full post from my blog.

Thank you.

40 mymmu October 6, 2007 at 11:37 am

this is a great news! finally paypal is a great option for me :D

41 Lorna October 6, 2007 at 2:51 am

I have successfully (and may I dare say, the first to do so?) withdrawn my PayPal balance to my Citibank VISA credit card. I have the details in my blog. Needless to say I am SO happy, so now I’m doubling my online money-making efforts and putting up an PayPal e-commerce store very soon!

42 Rammel Firdaus October 5, 2007 at 3:42 am

Hi Gobala, thanks for the backlink. I appreciate it.

43 SeoTier October 3, 2007 at 7:38 am

Finally! I’m glad that PayPal finally allows Malaysians to withdraw funds from their account. Now, there’s no reason for someone not to start using PayPal for their online business :)

44 AsiaPartTime October 3, 2007 at 4:53 am

That is a great news for Malaysian. Now, I can take up more opportunity offered in PayPerPost.

45 Jayden November 27, 2008 at 10:18 am

I’ve tried using Maybank Visa Debit card and Public Bank Visa Electron Debit Card on October and November 2008, unfortunately both cards failed. Is there any alternative? Thanks

46 farehan December 22, 2008 at 3:39 pm

can i use the Public Bank Visa Debit card to open the paypal account?

47 Jayden November 27, 2008 at 10:18 am

i’ve tried Visa Debit card before, it’s not working.

48 farhan December 24, 2008 at 11:48 am

can you give me a suggest what bank should i apply for make a debit card to open paypal account..?

someone plese help me..

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