Malaysia Credit Card Debt Solution

by Gobala Krishnan on June 9, 2008

Credit cards are from hell. It is the easiest way to become a slave to money, by making it so easy to spend money you don’t really have in the first place.

I remember when I got my first credit card in 2002, I was already warned. “Make sure you pay the full amount monthly” my closest friends told me. That’s exactly what I did, until I started buying too much stuff, more than I can afford in a month. Soon, my credit card was maxed out.

I got another one, that one was maxed out too. I spent the next 2 years completely paying off both credit cards, and even any bonus I got went straight to reducing my credit card balance.

One year of enjoying and partying, two years of suffering.

The thing is, I’m pretty sure a lot of people reading this right now may be in a similar situation. There are a lot of secrets you can learn that can make it easier for you to manage your credit card debt.

Steven Wong has developed a short guide called “My Credit Card Solution” in which he shows you how he saved RM2,184.44 and repaid a total amount of RM10,500 in just 36 months.

Overall, the guide is pretty simple and to the point, and teaches you the best way to restructure your credit card debt and avoid wasting thousands of Ringgit in interest payments.

If you want to get out of debt fast, I strongly recommend that you get this guide, which is just RM79 and also contains hard-to-get information on the banking / financial system in Malaysia.

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Tagged as: credit card, steven wong

{ 6 comments }

1 Ahmad December 7, 2008 at 4:01 am: how i want to know which bank provide easy repayment in Malaysia. Well Malaysia as your know have a lot of bank?.
2 cc chen September 19, 2008 at 7:49 am: i have a solution for you ….. convert your credit card total outstanding with the bank into easy repayment (12 / 24 / 36 months scheme) whichever that suits your monthly budget.

Call me 012-2003684 Ms Chen

You will be amazed on the amount of interest that you can save per year.

Its up to you to take action now!!
3 Felex Tan June 10, 2008 at 10:41 pm: I used to pay dining by credit card especially those high class restaurant .Woe..broke end of the month.But now,i dare not to use credit card anymore.I try to pay by cash.
4 Kay Kastum June 10, 2008 at 7:42 pm: Glad I have settled mine. I was paying for a meal I had like 6 months back!
5 Steven Wong June 9, 2008 at 9:43 am: Hi Bala,

Thanks for the promotion on my latest ebook.

You are true, accumulated credit card debt is a nightmare for many people. Once you caught into the trap, it usually takes long time to repay it back for most of the cases, while some of them even worst, they can’t repay the whole sum.

Guess what, credit card companies go after them, blacklisted them and they can’t borrow any money at all for car and house purchase. One credit card debt can eventually caused you trouble a lot.
6 Spykeaz July 18, 2008 at 8:44 am: Is there anyway i can purchase this book from bookstore / bookshop in Malaysia?

Thanks